VEHICLE MODS THAT CAN AFFECT YOUR INSURANCE PREMIUM

It may be little known that adding the latest mods to your car can have an impact on the cost of your insurance. But how do you know which car modifications will cost you the most, and which ones are actually saving you money?

To give you some guidance on this, we're going to draw on data from a recent survey by GoCompare which recently pulled together a list of the top vehicle modifications, and the average price paid for car insurance with each modification between January - December 2020. The idea was to find out which mods are most likely to increase the price of your insurance or bring it down. Bear in mind throughout that a car with no modifications costs drivers an average of £644.10 in insurance.

1) Nitrous oxide can increase premiums by up to 378%

The data revealed that modifying a car with a nitrous oxide kit is likely to increase your car insurance premium the most. Cars with this mod quoted an average premium of £3,126.74, that's £2,462.64 more than the average premium for a car with no modifications. This is a huge 378.82% increase in cost.

Nitrous oxide is a very simple way of adding power to your car - but evidently also very costly. Increasing the amount of oxygen within your car can cause serious damage within the combustion chamber. Not only could this cause significant damage to the car itself, but also to the driver.

2) Blueprinting can cost drivers 212% more on insurance

Blueprinting came out as the second most expensive car modification. It will set you back an average of £2,074.18 when purchasing your insurance premium. You can save £1,410.08 if you don't have this modification. By blueprinting your car, you can see your average best premium skyrocket 212.33%.

Blue Printing is the process of taking the turbocharger apart and replacing those parts to either restore or increase horsepowe...